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Activate Credit Card Payment Provider

Sam|
October 7, 2024|
3 min read

Providing multiple payment options can boost conversions and create a smooth shopping experience for your store. While Shopify has its own payment system, many merchants prefer to integrate third-party credit card providers to meet specific business needs.

In this guide, we’ll show you how to activate a third-party credit card payment provider on your Shopify store, ensuring you offer the right payment solutions for your business and customers.

Activating a Third-Party Payment Provider on Shopify: Step-by-step

Step 1: Go to Settings > Payments in the left-hand menu.

activate a third-party credit card payment provider 1

Step 2:

  • If you’re using Shopify Payments, find the Shopify payments section and click Manage. At the bottom, you’ll see the option to Switch to a third-party provider. Click it twice to confirm.

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  • If Shopify Payments isn’t active, click See all other providers in the same section.
  • If Shopify Payments isn’t available in your country, look for the Payment providers section and click Choose a provider.

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Step 3: Search and select the provider from the list

Step 4: Fill in the required information for your chosen provider.

Step 5: Click Active and Save.

Additional Considerations

  • Supported Countries and Currencies: Payment providers’ availability varies by country and currency. Always check if your chosen provider is supported in your region and can process transactions in your preferred currency.
  • Transaction Fees: Be aware that Shopify charges additional transaction fees for using third-party payment providers, even if the provider itself doesn’t charge extra fees. These fees can vary based on your Shopify plan.
  • Alternative Payment Methods: While credit cards are popular, consider offering alternative payment methods to cater to a wider customer base. Shopify supports various options like PayPal, Apple Pay, and local payment methods specific to certain regions.

Bottom Line

Activating a third-party credit card payment provider on Shopify can expand your payment options and potentially improve your conversion rates. By following these steps and considering the additional factors, you can successfully integrate a new payment provider into your Shopify store.

FAQs


When selecting a third-party payment provider, consider:

  • Fees and pricing structure
  • Supported countries and currencies
  • Integration ease and reliability
  • Customer support quality
  • Security features and compliance standards
  • Additional features like fraud protection or recurring billing


  • You can check the supported countries for each payment provider in Shopify’s documentation or on the provider’s website. Additionally, when you add a new provider in your Shopify admin, only compatible options for your region will be displayed.



    Yes, using a third-party provider typically incurs additional transaction fees from Shopify. These fees vary depending on your Shopify plan:

  • Basic Shopify: 2.0% per transaction
  • Shopify: 1.0% per transaction
  • Advanced Shopify: 0.5% per transaction
  • These fees are in addition to any charges from the payment provider itself.



    Yes. While third-party providers offer flexibility, there are some limitations to consider:

  • Some features like Shopify Balance or Shop Pay may not be available with third-party providers.
  • Reporting and analytics might not be as seamlessly integrated as with Shopify Payments.
  • You may need to manage disputes and chargebacks through the third-party provider’s platform rather than directly through Shopify.
  • Certain Shopify features or apps might require Shopify Payments and may not be fully compatible with third-party providers.
  • Always check the specific limitations and compatibilities of your chosen provider before integration.

    Sam Nguyen is the CEO and founder of Avada Commerce, an e-commerce solution provider headquartered in Singapore. He is an expert on the Shopify e-commerce platform for online stores and retail point-of-sale systems. Sam loves talking about e-commerce and he aims to help over a million online businesses grow and thrive.